Selecting Investments or an Investment Advisor

This is the fourth in a four part series designed to help you determine the best way to proceed with your previous employer’s company retirement plans, including 401(k)s, 403(b)s and more. Part 1 | 2 | 3 | 4

Whether or not you choose to keep your previous employer’s 401(k) where it’s at, roll it over to your current employer or move it to an IRA, you will still be responsible for its management and investment direction.  As discussed in the previous post, that can be a challenge if investing is not your specialty.  Don’t worry – we can help.

Our investment management service, Conflict Free Planning, ensures that a Financial Planner can help you identify the advantages and disadvantages to holding your investments in a employer retirement plan or an IRA.

How would this service benefit you?

• You are provided with continuous management of your previous and/or current company retirement plan(s) by experienced, skilled financial planners based locally here in Omaha.
• There is no more guesswork for you when trying to reallocate your portfolio.  We do all of the research for you and make the investment changes as necessary using our state of the art research tools. Our ongoing research is done with our local Investment Management Committee, and is integrated with each clients financial plan separately.
• You have peace of mind knowing that all portions of your portfolio are being actively managed with no conflicts of interest or emotional decision making.

How does this service work?

All clients start with a comprehensive financial plan and Investment Policy Statement (IPS) that outlines exactly what we’ll do, why we’ll do it and when we’re going to do it.  This ensures all emotions are left out of investment decisions and only suitable investments within your plan’s available options are selected.  Once we have this set in place, you authorize Callahan Financial Planning to access your company retirement account or IRA.

Next Steps…

If you haven’t looked at your company retirement account for a few months or haven’t reallocated your portfolio for several years, it might be time to consider active management from skilled financial planners.  To talk with a Financial Planner, call 402-341-2000 or request an appointment online.