Do I Need a Financial Plan?

Have you been thinking about creating a financial plan for yourself, but just don’t know if you actually need to take the time to do it?  If you’re teetering on the idea, ask yourself the following questions.  The only rule – Be honest with yourself.

• Do you feel you make good money yet have little to show for it?
• Are you confused about the vast array of investment options?
• Are you unclear about how your current investments are performing?
• Do you and your spouse differ over how to handle your money?
• Are you uncertain if you have the right kinds and amounts of insurance?
• Have you delayed creating an estate plan?
• Do you feel you pay too much in taxes?
• Are you worried about not having enough money to retire?

If you answered ‘yes’ to any of the following questions, there’s a good chance you should consider financial planning. Read the rest of this entry »

Who Are Our Clients?

This is the third in a 4 part series designed to explain the ideas behind starting such a unique company and choosing Omaha to call home.

Since we opened our offices earlier this year, one of the most common questions we’ve gotten before “Why are you different” is “What do you do”? It’s a question we love to answer, and comes as no surprise with all the perplexity of the financial service industry today.

Contrary to most banks, insurance companies and brokerage who regularly sell specific products, our product is our expertise, wisdom and planning process. We use this capability to address areas such as: Read the rest of this entry »

Saving Money by Not Paying Commissions

This is the second in a 4 part series designed to explain the ideas behind starting such a unique company and choosing Omaha to call home.

Last week I wrote about the importance of receiving advice in a fiduciary capacity- putting the client’s best interest first. Today I’d like to focus on the scenarios in this capacity that can save you money.

Without a Sales Commission…When working with a fiduciary that doesn’t earn a sales commission, their only form of compensation is what you pay them directly. There are several ways to pay, but the two most common are paying an hourly rate for service rendered or at an annual rate based on your net worth or investment balances. Because any of these fees are seen directly by clients, there is often the false impression their normally “free” service is no longer.

With a Sales Commission… Read the rest of this entry »

What Were You Thinking?

This is the first of a 4 part series designed to explain the ideas behind starting such a unique company and choosing Omaha to call home.

Who are we?

Callahan Financial Planning is a new, independent company based in Omaha, NE that has introduced a revolutionary way to pay for and receive finance guidance. Aware of the conflict traditional sales staff and commissions produced, we set out to build a unique financial planning model to truly create, implement and manage financial plans to your goals… free from product sales. Read the rest of this entry »

Conflict Free Financial Planning has Arrived in Omaha

Financial Planning Advocate with Callahan Financial Planning

Callahan Financial Planning has officially opened its doors! Please come visit us at our brand new office in Midtown Crossing. You’ll find a sales free environment and group of knowledgeable financial planning advocates looking out for your best interest. We’re here 6 days a week, with no appointment necessary. Stop in, call or chat with us online with any lingering questions you may have. We’re open Monday – Thursday 8:30AM – 5:00PM, Friday 8:30 – 3:30 PM, Saturday 10:00AM – 2:00PM.