Privacy Safety Guarantess
Callahan Financial Planning is committed to keeping your money and information safe.
We exist to provide a clear financial plan to our clients without pushing the need to open an account, purchase an investment, or buy a product. Registered Investment Advisors (RIA) are held to a higher standard than stockbrokers when it comes to putting investor's interests first and doing the right thing for their client's investments. Independent RIAs have a fiduciary duty to their clients, which means they must:
Act in the best interest of their client.
Identify & monitor illiquid securities.
Employ fair market valuation procedures where appropriate.
Observe procedures regarding the allocation of investment opportunities, including new issues and the aggregation of orders.
Have policies regarding affiliated broker-dealers and maintenance of brokerage accounts.
Disclose all conflicts of interest.
Have policies on use of brokerage commissions for research.
Have policies regarding directed brokerage, including step-out trades and payment for order flow.
Abide by a code of ethics.
Investment management services are offered as an option to you. If you choose this service, your assets will be safely held with TD Ameritrade Institutional. TD Ameritrade is a member of the Securities Investor Protection Corporation (SIPC), and TD Bank, N.A. is insured by the Federal Deposit Insurance Corporation (FDIC). To learn more about the SIPC, please visit www.sipc.org. To learn more about the FDIC, please visit www.fdic.gov.